North Prairie, Wisconsin Insurance – Wolfgram Insurance

218 N Main St
North Prairie, WI 53153
Phone: 262-349-9605
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Health Care Options Outside Of Open Enrollment

November 14, 2014 By admin

With the Affordable Care Act, came many changes to how health insurance operates. One of the major changes is that health insurance is primarily purchased during a regular open enrollment period, unless you qualify for a special enrollment period. Here is some information about qualifying and applying for health insurance outside of the open enrollment period. Open Enrollment starts November 15th, 2014 and ends on February 15th, 2015. There is a special enrollment period of 60 days for those who qualify. This special enrollment period takes place then the life event occurs. To qualify for a special enrollment period, you have to have experienced a major life event that affects your health insurance options. Talk to a health care official to see if you qualify. Some of these qualifying major life events are:

  • Marriage
  • Birth of a child
  • Loss of your job, resulting in the loss of employer-sponsored heal insurance
  • Loss of health insurance due to a divorce, death of a spouse or parent, or other event.

There are other plan options for individuals and families who do not have a qualifying life event but missed the open enrollment deadline. These plans do not always meet the Affordable Care Act requirements, so you may be subject to a fee.

  • Short Term Medical Insurance: These plans provide coverage for the major “what if” scenarios and are available for as little as 30 days or as long as 360 days.
  • Fixed-Benefit Insurance: These health insurance plans pay set cash amounts to help you manage your health care needs of today (like check-ups, prescriptions, and lab tests) rather than the possible needs of tomorrow.
  • Dental and other supplemental plans: If you need a dental plan or coverage for accidents or critical illnesses, you can add these options onto most of the health care insurance options that are available to you.

Contact the Bob Wolfgram Insurance Agency for all your Wisconsin health insurance needs we can help you figure out open enrollment and getting healthcare outside of the marketplace. Get a policy with us today!

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Reviews

Great! Worked with us to explore ways to reduce insurance cost and remain competitive. Very friendly and great support when dealing with companies they represent.

Robert Klemm

I have worked with Bob, Sue & Logan. All three provided prompt and courteous service. Customer focused and always looking for the customers best interests.

Vernon Hockerman

Sue and the staff are very friendly. Sue has helped us save a lot of money on our auto insurance with the coverage we had requested. She is very friendly, knowledgeable, and will get back to you even on a weekend!! My daughter has also had a great experience with Sue on getting her first auto insurance policy! I would definitely recommend the Wolfgram Agency!!

Trina Meyer

These people have handled our insurance needs for our income property, cars, and home for over 10 years…always prompt, courteous response to changing needs no matter what we threw at them!

Linda Baumann
Bob, Sue, and Logan are a great bunch of people. I’d recommend Wolfgram Insurance to anyone.
Mike Peterson

Bob Wolfgram is an awesome insurance agent. I have never been associated with a better one. He goes above and beyond, the call of duty. I recommend you check him out, and give him a chance. You won’t be disappointed.

Bill Sincete

On the spot service anytime needed. Thanks, Bob and Sue

Lois Gardner

I will only work with an independent agent for my insurance. My choice has always been Wolfgram Insurance.They’re  rockstars . When you need someone who is high octane and high protein and not a donut eater, then sue is the person to call.

Henry J. W.

We have had our auto insurance through Wolfgram Insurance for many years now. When we needed them, they were prompt, attentive, understanding and caring. Couldn’t ask for anything more. I highly recommend them!

Bob Colla

Wolfgram Insurance provides the most personalized service in the industry. You want your business, home, apartment, auto, etc insurance with them. We can always reach Bob, Sue or Logan at anytime! Thank you for your service! They can not be compared to other insurance companies. Their service is the best we have experienced in any industry.

Amy J.

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218 N Main St
North Prairie, WI 53153
Phone: 262-349-9605

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