Auto Insurance Rates Buying a new car is a very big investment. With all the vehicles that you look at to ensure that you get the perfect car in the right color, it can be easy to forget about choosing the right auto insurance policy. With all the time that goes into buying a new car, choosing the right auto insurance is the best way to ensure that you have the right amount of protection. When it comes to calculating insurance premiums, insurance companies use data that is collected by the Highway Loss Data Institution, as well as the Insurance Institute for Highway Safety. These two organizations analyze the insurance losses that are associated with the most popular makes and models of vehicles. Consumers can use this information by getting an idea of how their car choice will affect their auto insurance premiums. Choosing the right vehicle can help to keep the cost of your auto insurance low. Mid-sized SUVs, large sedans, and minivans tend to be driven by safer drivers, which leads to lower insurance premiums. However, it is important to keep in mind that bigger does not always mean lower premiums. Although luxury SUVs are driven by less risky drivers, they are more likely to be stolen, which means higher premiums. Larger vehicles are also associated with more expensive repairs after an accident, also leading to increased premiums. Talking with your auto insurance agent is the best way to ensure that you invest in the right amount of insurance coverage for your new car. Contact the insurance experts at Bob Wolfgram Insurance Agency in Waukesha, Wisconsin for all of your auto insurance coverage needs. We will work with you to ensure that you have the right amount of protection for your specific situation, all at the right price.