Do you think you know everything there is to know about shopping for car insurance? Whether you are just starting out or have been driving for decades, chances are there are a few things you may not know about coverage and your options for buying it. Continue reading to take our car insurance quiz and find out how your personal beliefs about insurance could be affecting your coverage.
Car Insurance Quiz
To take the quiz, simply keep track of your answers to each of the questions below. Then, compare your answers to those at the end of the quiz to find out how much you know about shopping for car insurance.
- Where can you legally purchase car insurance in Wisconsin?
A. From a captive agent
B. From an independent agent
C. On the Internet
D. All of the above
- What should you consider when shopping for coverage?
A. The reputation of the insurer
B. The type and amount of coverage included in the policy
C. The price of coverage
D. All of the above
- Which statement is false?
A. Captive agents can sell insurance policies from many companies
B. Buying insurance online always saves money and time
C. Buying online offers the same benefits as buying through an agent
D. All of the statements are false
- Which statement is true?
A. Independent agents have access to multiple insurance markets
B. Independent agents do not work for any particular insurance company
C. Independent agents can tell you if another insurer can offer better coverage options
D. All of the statements are true
Evaluate Your Answers
If you answered “D” to all of the above questions, congratulations. You have a basic understanding of the different ways you can shop for local car insurance. You understand that you have multiple options for purchasing car insurance in Wisconsin, but that not all options are the same. You also know that only independent insurance agents can offer you the combined level of service and selection you want from an insurance provider.
If you missed one or more answers…
If you didn’t get all of the answers right, it means you likely have an opportunity to get broader coverage, save money, or both.
As a driver, you have three different options when purchasing local car insurance:
- Buying direct online
- Purchasing coverage through an insurance company agent
- Working with an independent agent.
Buying direct leaves you with no one to talk to when you have questions or concerns, whereas purchasing through a company agent leaves you with very limited options for your coverage. An independent agent, however, provides you with service and advice, as well as access to a wide range of coverage options from multiple leading Wisconsin insurers.
If you are not currently shopping for insurance with an independent agent, you could be missing out on excellent coverage at a great value. Here at Wolfgram Insurance, we are proud to be an independent agency serving drivers here in the Waukesha area. We get to know our customers well and strive to provide the same personalized service we would want for ourselves. For more information about shopping for car insurance from an independent agent, contact our office today. We look forward to serving you soon.