Did you know that there are more than 400,000 house fires across the US each year? While many Wisconsin homeowners understand the dangers that inclement weather can pose to your property, the risk of fire is also something you should be aware of. As your trusted local home insurance agent, we want to make sure that you and your loved ones are protected in the event of a house fire. In addition to investing in a comprehensive home insurance policy, being aware of the most common causes of house fires can work to help prevent them. With your most valuable possessions at risk, being smart and preparing for the worst is the first line of defense against fire.
What Are the Top 7 Most Common Causes of House Fires?
1. Kitchen Fires
The risk of starting a cooking fire in your kitchen is extremely high. Always keep a close eye on your food while cooking and remember that grease fires can’t be put out with water but should be smothered or put out with a fire extinguisher instead. Additionally, keeping towels and other flammables away from the stove top is a must.
2. Space Heaters
One of the best ways to cut down on your heating bill in the winter is to use space heaters instead of heating the whole house. However, you should exercise plenty of caution when using space heaters over a long period of time. Never leave them running unattended and make sure they are set up away from furniture and other flammables.
3. Smoking
Lit cigarettes can easily ignite nearby objects when they are not extinguished properly or if they are left burning unattended. While smoking outside can help to reduce this risk, it is a good idea to invest in proper outdoor waste receptacles that are designed for cigarettes only.
4. Electrical Issues
Extension cords can come in handy when you don’t have an outlet where you need it but overloading them or using them for long periods of time is dangerous. Extension cords and similar items should only be used as a temporary electrical solution.
5. Candles
Candles make a great addition to any room, no matter the season! Not only do they smell great but they create a warm and welcoming atmosphere. But candles should never be left burning unattended, or they could quickly start a fire. Always make sure that your candle is placed on a steady surface & is away from flammable items such as curtains or paper. Additionally, candles should only be lit when they’re in an approved safety jar or container.
6. Outdoor Cooking
While it may seem less risky than cooking indoors, grilling can also quickly start a fire. Never grill too close to your house or other flammable items like trees and bushes. And remember to keep your grill clean to prevent grease fires from flaring up. Not only is a dirty grill a huge fire risk but if left to sit over time, all that build-up could cause your grill to malfunction.
7. Flammable Liquids
This one may seem like a no-brainer, but many homeowners forget to store flammable liquids properly. Whether you have flammable cleaners inside the home or paint and solvents in the garage, make sure they are put away safely after each use. Additionally, don’t forget to avoid leaving piles of used rags lying around in your workspace, as they can quickly catch fire.
Protect Your Home and Family with Comprehensive Insurance Coverage
The first line of defense against fire and other common household disasters is a comprehensive home insurance policy. Want to learn more about the benefits of total insurance protection? Contact the team at Wolfgram Insurance today to request a quote!
