Did you know that roughly 66 percent of the more than 2.5 million burglaries that occur in the US each year are home invasions? Unfortunately, police are only able to save about 13 percent of these reported burglaries. As the holiday season kicks off soon, nothing beats protecting your home from Halloween monsters. While investing in a comprehensive home insurance policy is a great first step to protecting your property and loved ones, a modern security system can help as well. With options for direct alerts, panic buttons, potential insurance savings and a little extra peace of mind for your family, a new alarm system is a smart investment. Keep reading to learn more about the benefits of installing and maintaining a security system for your home.
Can a Security System Really Lower My Insurance Costs?
FBI statistics show that burglaries occur in about once every 15 seconds in the US and American homes without an alarm system installed are three times more likely to be a target for burglars than those that do have a security system in place. This makes it easy to see why some insurance companies will reward their policyholders for installing and maintaining a modern security system. Not only will you be able to provide your family with an extra layer of protection against burglars and other emergency situations but you could be saving big bucks on your insurance premium.
Just how much can you save? For those that install a system with some form of monitoring, many insurance companies will offer discounts of up to 20 percent!
Top Features to Consider
Monitoring
Monitoring is an essential aspect of any home security system. Designed to help keep your family safe in an emergency and ensuring your home is always protected, there are three main types of monitoring to consider:
- Landline – This system uses a phone to communicate with the monitoring center in the event of an emergency. Once the only option for monitoring, it is now considered to be outdated by many standards.
- Broadband – This option uses an internet connection to notify your monitoring center in the event of an emergency. Faster than a landline and more affordable than other options, this is a popular choice among many Wisconsin homeowners.
- Cellular – Quickly becoming the new standard in modern alarm systems, this type of monitoring utilizes a cellular uplink to communicate with your monitoring center. It is very reliable and much less susceptible to outside tampering.
Technology
Many newer alarm systems are designed not only to protect your home but to make your life easier with home automation and remote access. Nothing is worse than leaving for a long weekend away, only to have to turn around and make sure that the lights are off. With home automation, you can control practically anything in your home. From the lights to the locks and even your thermostat – if you have a smartphone or tablet, you have total control.
Price
Investing in an alarm system isn’t usually something that homeowners take lightly. You’re likely to see a large up-front cost to get things going but over time, can enjoy huge savings with insurance discounts and more. When searching for the right system, remember to think about the monthly fee, activation fee, any service fees, and relocation fees.
Contact Wolfgram Insurance Agency Today
Interested in learning more about the benefits of investing in an upgraded security system and comprehensive home insurance coverage? Call (262) 349-9605 or contact the team at Wolfgram Insurance Agency today for more information and be sure to request a free quote.
